مَّن ذَا ٱلَّذِى يُقْرِضُ ٱللَّهَ قَرْضًا حَسَنًا فَيُضَـٰعِفَهُۥ لَهُۥٓ أَضْعَافًا كَثِيرَةً ۚ وَٱللَّهُ يَقْبِضُ وَيَبْصُۜطُ وَإِلَيْهِ تُرْجَعُونَ 245
Translations
Who is it that would loan Allāh a goodly loan so He may multiply it for him many times over? And it is Allāh who withholds and grants abundance, and to Him you will be returned.
Transliteration
Man dha alladhi yuqridu Allaha qardan hasanan fayudaAAifahu lahu adAAafan kathirah. Wa Allahu yaqbidu wayabsut wa ilayhi turjaAAun.
Tafsir (Explanation)
This ayah presents the metaphor of lending to Allah (qard al-hasan) as an investment in charity and good deeds, which Allah multiplies manifold in return. Classical scholars like Ibn Kathir and Al-Qurtubi explain that this refers to spending in the way of Allah—whether in charity, supporting the needy, or other righteous causes—which Allah promises to reward abundantly on the Day of Judgment. The ayah emphasizes Allah's complete sovereignty over all provision (qabd and bast) and reminds humanity that ultimately all return to Him for final judgment.
Revelation Context
This ayah appears in the Medinan period of Surah Al-Baqarah, which addresses the Muslim community's practical and spiritual needs. It comes within a section discussing financial obligations and charitable giving, encouraging the early Muslim community to invest their wealth in Allah's cause despite economic challenges they faced.
Related Hadiths
The Prophet (peace be upon him) said: 'The best charity is that given when one is in need yet gives, and the best loan is that which is given with good intention.' (Related themes in Jami' at-Tirmidhi). Also relevant: 'Who will lend to Allah a good loan?' (Sahih Bukhari 2389, where the Prophet uses this Quranic metaphor to encourage charity).
Themes
Key Lesson
This ayah teaches believers that generosity and charitable giving are not losses but investments with infinite returns guaranteed by Allah, transforming our relationship with wealth from possession to stewardship. It encourages a mindset of trusting in Allah's abundance rather than hoarding, knowing that true security comes from His promise, not material accumulation.
Related Ayahs
وَبَشِّرِ ٱلَّذِينَ ءَامَنُوا۟ وَعَمِلُوا۟ ٱلصَّـٰلِحَـٰتِ أَنَّ لَهُمْ جَنَّـٰتٍ تَجْرِى مِن تَحْتِهَا ٱلْأَنْهَـٰرُ ۖ كُلَّمَا رُزِقُوا۟ مِنْهَا مِن ثَمَرَةٍ رِّزْقًا ۙ قَالُوا۟ هَـٰذَا ٱلَّذِى رُزِقْنَا مِن قَبْلُ ۖ وَأُتُوا۟ بِهِۦ مُتَشَـٰبِهًا ۖ وَلَهُمْ فِيهَآ أَزْوَٰجٌ مُّطَهَّرَةٌ ۖ وَهُمْ فِيهَا خَـٰلِدُونَ
And give good tidings to those who believe and do righteous deeds that they will have gardens [in Paradise] beneath which rivers flow. Whenever they are provided with a provision of fruit therefrom, they will say, "This is what we were provided with before." And it is given to them in likeness. And they will have therein purified spouses, and they will abide therein eternally.
تِلْكَ أُمَّةٌ قَدْ خَلَتْ ۖ لَهَا مَا كَسَبَتْ وَلَكُم مَّا كَسَبْتُمْ ۖ وَلَا تُسْـَٔلُونَ عَمَّا كَانُوا۟ يَعْمَلُونَ
That was a nation which has passed on. It will have [the consequence of] what it earned, and you will have what you have earned. And you will not be asked about what they used to do.
أُو۟لَـٰٓئِكَ لَهُمْ نَصِيبٌ مِّمَّا كَسَبُوا۟ ۚ وَٱللَّهُ سَرِيعُ ٱلْحِسَابِ
Those will have a share of what they have earned, and Allāh is swift in account.
أَيَّامًا مَّعْدُودَٰتٍ ۚ فَمَن كَانَ مِنكُم مَّرِيضًا أَوْ عَلَىٰ سَفَرٍ فَعِدَّةٌ مِّنْ أَيَّامٍ أُخَرَ ۚ وَعَلَى ٱلَّذِينَ يُطِيقُونَهُۥ فِدْيَةٌ طَعَامُ مِسْكِينٍ ۖ فَمَن تَطَوَّعَ خَيْرًا فَهُوَ خَيْرٌ لَّهُۥ ۚ وَأَن تَصُومُوا۟ خَيْرٌ لَّكُمْ ۖ إِن كُنتُمْ تَعْلَمُونَ
[Fasting for] a limited number of days. So whoever among you is ill or on a journey [during them] - then an equal number of other days [are to be made up]. And upon those who are able [to fast, but with hardship] - a ransom [as substitute] of feeding a poor person [each day]. And whoever volunteers good [i.e., excess] - it is better for him. But to fast is best for you, if you only knew.