ٱلَّذِينَ يَأْكُلُونَ ٱلرِّبَوٰا۟ لَا يَقُومُونَ إِلَّا كَمَا يَقُومُ ٱلَّذِى يَتَخَبَّطُهُ ٱلشَّيْطَـٰنُ مِنَ ٱلْمَسِّ ۚ ذَٰلِكَ بِأَنَّهُمْ قَالُوٓا۟ إِنَّمَا ٱلْبَيْعُ مِثْلُ ٱلرِّبَوٰا۟ ۗ وَأَحَلَّ ٱللَّهُ ٱلْبَيْعَ وَحَرَّمَ ٱلرِّبَوٰا۟ ۚ فَمَن جَآءَهُۥ مَوْعِظَةٌ مِّن رَّبِّهِۦ فَٱنتَهَىٰ فَلَهُۥ مَا سَلَفَ وَأَمْرُهُۥٓ إِلَى ٱللَّهِ ۖ وَمَنْ عَادَ فَأُو۟لَـٰٓئِكَ أَصْحَـٰبُ ٱلنَّارِ ۖ هُمْ فِيهَا خَـٰلِدُونَ 275
Translations
Those who consume interest cannot stand [on the Day of Resurrection] except as one stands who is being beaten by Satan into insanity. That is because they say, "Trade is [just] like interest." But Allāh has permitted trade and has forbidden interest. So whoever has received an admonition from his Lord and desists may have what is past, and his affair rests with Allāh. But whoever returns [to dealing in interest or usury] - those are the companions of the Fire; they will abide eternally therein.
Transliteration
Alladhīna ya'kulūna al-ribā lā yaqūmūna illā kamā yaqūmu al-ladhī yatakhabbaṭuhu al-shaytānu min al-mass. Dhālika bi-annahum qālū innamā al-bay'u mithlū al-ribā. Wa-aḥalla Allāhu al-bay'a wa-ḥarrama al-ribā. Faman jā'ahu maw'iẓatun min rabbihi fa-intahā falahu mā salafa wa-amruhu ilā Allāh. Wa-man 'āda fa-ulā'ika aṣḥābu al-nār. Hum fīhā khālidūn.
Tafsir (Explanation)
This ayah condemns those who consume ribā (usury/interest), describing their spiritual state as being shaken and confused like a person seized by demonic possession. The Qur'ān clarifies that while trade (bay') is permissible, ribā is categorically forbidden—a distinction the people of Jāhiliyyah tried to blur. Classical scholars like Ibn Kathir and Al-Qurṭubī note that the graphic imagery emphasizes the severe spiritual corruption ribā causes, and the ayah concludes with a merciful provision: those who repent after receiving guidance are forgiven their past, while those who persist in ribā face eternal punishment.
Revelation Context
This ayah was revealed in Medina as part of the detailed financial regulations Allah prescribed for the Muslim community. It appears in the context of Surah Al-Baqarah's comprehensive guidance on transactions and deals, addressing a practice deeply embedded in pre-Islamic Arabian commerce that the early Muslims needed clear instruction to abandon.
Related Hadiths
The Prophet (ṣallallāhu 'alayhi wa-sallam) said: 'The Messenger of Allāh cursed the one who consumes ribā, the one who gives it, the one who witnesses it, and the one who records it' (Sunan Ibn Mājah). Additionally, Jābir reported that the Prophet cursed ten categories of people related to ribā transactions (Sunan Ibn Mājah and others).
Themes
Key Lesson
This ayah teaches that financial exploitation through ribā is not merely a legal transgression but a spiritual disease that clouds the heart and mind; it simultaneously offers hope through the door of repentance, reminding believers that returning to obedience after understanding the truth brings forgiveness and resets one's account with Allah.
Related Ayahs
وَٱسْتَعِينُوا۟ بِٱلصَّبْرِ وَٱلصَّلَوٰةِ ۚ وَإِنَّهَا لَكَبِيرَةٌ إِلَّا عَلَى ٱلْخَـٰشِعِينَ
And seek help through patience and prayer; and indeed, it is difficult except for the humbly submissive [to Allāh]
فَهَزَمُوهُم بِإِذْنِ ٱللَّهِ وَقَتَلَ دَاوُۥدُ جَالُوتَ وَءَاتَىٰهُ ٱللَّهُ ٱلْمُلْكَ وَٱلْحِكْمَةَ وَعَلَّمَهُۥ مِمَّا يَشَآءُ ۗ وَلَوْلَا دَفْعُ ٱللَّهِ ٱلنَّاسَ بَعْضَهُم بِبَعْضٍ لَّفَسَدَتِ ٱلْأَرْضُ وَلَـٰكِنَّ ٱللَّهَ ذُو فَضْلٍ عَلَى ٱلْعَـٰلَمِينَ
So they defeated them by permission of Allāh, and David killed Goliath, and Allāh gave him the kingship and wisdom [i.e., prophethood] and taught him from that which He willed. And if it were not for Allāh checking [some] people by means of others, the earth would have been corrupted, but Allāh is the possessor of bounty for the worlds.
أَمْ حَسِبْتُمْ أَن تَدْخُلُوا۟ ٱلْجَنَّةَ وَلَمَّا يَأْتِكُم مَّثَلُ ٱلَّذِينَ خَلَوْا۟ مِن قَبْلِكُم ۖ مَّسَّتْهُمُ ٱلْبَأْسَآءُ وَٱلضَّرَّآءُ وَزُلْزِلُوا۟ حَتَّىٰ يَقُولَ ٱلرَّسُولُ وَٱلَّذِينَ ءَامَنُوا۟ مَعَهُۥ مَتَىٰ نَصْرُ ٱللَّهِ ۗ أَلَآ إِنَّ نَصْرَ ٱللَّهِ قَرِيبٌ
Or do you think that you will enter Paradise while such [trial] has not yet come to you as came to those who passed on before you? They were touched by poverty and hardship and were shaken until [even their] messenger and those who believed with him said, "When is the help of Allāh?" Unquestionably, the help of Allāh is near.
وَمِنَ ٱلنَّاسِ مَن يَتَّخِذُ مِن دُونِ ٱللَّهِ أَندَادًا يُحِبُّونَهُمْ كَحُبِّ ٱللَّهِ ۖ وَٱلَّذِينَ ءَامَنُوٓا۟ أَشَدُّ حُبًّا لِّلَّهِ ۗ وَلَوْ يَرَى ٱلَّذِينَ ظَلَمُوٓا۟ إِذْ يَرَوْنَ ٱلْعَذَابَ أَنَّ ٱلْقُوَّةَ لِلَّهِ جَمِيعًا وَأَنَّ ٱللَّهَ شَدِيدُ ٱلْعَذَابِ
And [yet], among the people are those who take other than Allāh as equals [to Him]. They love them as they [should] love Allāh. But those who believe are stronger in love for Allāh. And if only they who have wronged would consider [that] when they see the punishment, [they will be certain] that all power belongs to Allāh and that Allāh is severe in punishment.