إِنَّ ٱلْمُصَّدِّقِينَ وَٱلْمُصَّدِّقَـٰتِ وَأَقْرَضُوا۟ ٱللَّهَ قَرْضًا حَسَنًا يُضَـٰعَفُ لَهُمْ وَلَهُمْ أَجْرٌ كَرِيمٌ 18
Translations
Indeed, the men who practice charity and the women who practice charity and [they who] have loaned Allāh a goodly loan - it will be multiplied for them, and they will have a noble reward.
Transliteration
Inna al-musaddiqīna wa-al-musaddiqāti wa-aqraḍū Allāha qarḍan ḥasanan yuḍāʿafu lahum wa-lahum ajrun karīm
Tafsir (Explanation)
This ayah praises those men and women who give in charity (sadaqah) and lend to Allah through virtuous means, promising them multiplication of their reward and an honored, generous recompense. According to Ibn Kathir and Al-Qurtubi, the phrase 'lending to Allah a goodly loan' is a metaphor for spending in Allah's cause, and the multiplication refers to the seven-fold increase mentioned in 2:261, with the potential for even greater multiplication by Allah's grace. The inclusion of both masculine and feminine forms emphasizes that this reward applies equally to both men and women who engage in these righteous acts.
Revelation Context
This ayah is part of Surah Al-Hadid (The Iron), a Medinan chapter that discusses Islamic principles of wealth, charity, and the balanced spiritual life. The surah contextually encourages believers to spend from what Allah has provided them before the Day of Judgment, and this particular ayah reinforces the virtue of voluntary giving and lending for the cause of Allah, placed within a series of ayat addressing financial responsibility.
Related Hadiths
The Prophet Muhammad (ﷺ) said: 'The best charity is that given when one is in need yet gives, and the best loan is that given with no intention of taking back more than was lent.' (Related to the theme in various hadith collections). Also relevant is the hadith in Sahih Bukhari where the Prophet said: 'Whoever gives in charity, Allah will increase his wealth.'
Themes
Key Lesson
This ayah teaches believers that generosity and charitable giving are not losses but investments in the divine economy, where Allah multiplies rewards beyond measure. It inspires modern readers to view their wealth as a trust from Allah and to give willingly, knowing that such sacrifice is never wasted but generates both spiritual fulfillment and divine reward.
Related Ayahs
لِّئَلَّا يَعْلَمَ أَهْلُ ٱلْكِتَـٰبِ أَلَّا يَقْدِرُونَ عَلَىٰ شَىْءٍ مِّن فَضْلِ ٱللَّهِ ۙ وَأَنَّ ٱلْفَضْلَ بِيَدِ ٱللَّهِ يُؤْتِيهِ مَن يَشَآءُ ۚ وَٱللَّهُ ذُو ٱلْفَضْلِ ٱلْعَظِيمِ
[This is] so that the People of the Scripture may know that they are not able [to obtain] anything from the bounty of Allāh and that [all] bounty is in the hand of Allāh; He gives it to whom He wills. And Allāh is the possessor of great bounty.
يَـٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوا۟ ٱتَّقُوا۟ ٱللَّهَ وَءَامِنُوا۟ بِرَسُولِهِۦ يُؤْتِكُمْ كِفْلَيْنِ مِن رَّحْمَتِهِۦ وَيَجْعَل لَّكُمْ نُورًا تَمْشُونَ بِهِۦ وَيَغْفِرْ لَكُمْ ۚ وَٱللَّهُ غَفُورٌ رَّحِيمٌ
O you who have believed, fear Allāh and believe in His Messenger; He will [then] give you a double portion of His mercy and make for you a light by which you will walk and forgive you; and Allāh is Forgiving and Merciful.
يَوْمَ يَقُولُ ٱلْمُنَـٰفِقُونَ وَٱلْمُنَـٰفِقَـٰتُ لِلَّذِينَ ءَامَنُوا۟ ٱنظُرُونَا نَقْتَبِسْ مِن نُّورِكُمْ قِيلَ ٱرْجِعُوا۟ وَرَآءَكُمْ فَٱلْتَمِسُوا۟ نُورًا فَضُرِبَ بَيْنَهُم بِسُورٍ لَّهُۥ بَابٌۢ بَاطِنُهُۥ فِيهِ ٱلرَّحْمَةُ وَظَـٰهِرُهُۥ مِن قِبَلِهِ ٱلْعَذَابُ
On the [same] Day the hypocrite men and hypocrite women will say to those who believed, "Wait for us that we may acquire some of your light." It will be said, "Go back behind you and seek light." And a wall will be placed between them with a door, its interior containing mercy, but on the outside of it is torment.
يُنَادُونَهُمْ أَلَمْ نَكُن مَّعَكُمْ ۖ قَالُوا۟ بَلَىٰ وَلَـٰكِنَّكُمْ فَتَنتُمْ أَنفُسَكُمْ وَتَرَبَّصْتُمْ وَٱرْتَبْتُمْ وَغَرَّتْكُمُ ٱلْأَمَانِىُّ حَتَّىٰ جَآءَ أَمْرُ ٱللَّهِ وَغَرَّكُم بِٱللَّهِ ٱلْغَرُورُ
They [i.e., the hypocrites] will call to them [i.e., the believers], "Were we not with you?" They will say, "Yes, but you afflicted yourselves and awaited [misfortune for us] and doubted, and wishful thinking deluded you until there came the command of Allāh. And the Deceiver [i.e., Satan] deceived you concerning Allāh.