يَـٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوا۟ لَا تَأْكُلُوا۟ ٱلرِّبَوٰٓا۟ أَضْعَـٰفًا مُّضَـٰعَفَةً ۖ وَٱتَّقُوا۟ ٱللَّهَ لَعَلَّكُمْ تُفْلِحُونَ 130
Translations
O you who have believed, do not consume usury, doubled and multiplied, but fear Allāh that you may be successful.
Transliteration
Ya ayyuha alladhina amanu la ta'kulu al-riba aḍ'āfan muḍā'afah wa-ittaqū Allāh la'allakum tuflihūn
Tafsir (Explanation)
This ayah explicitly prohibits Muslims from consuming riba (usury/interest), particularly emphasizing the multiplied forms of riba that were practiced during the pre-Islamic period where debts would compound many times over. Classical scholars like Ibn Kathir and Al-Qurtubi note that while this verse specifically addresses excessive riba, the prohibition extends to all forms of riba regardless of amount, as confirmed by later Quranic passages and the Prophet's traditions. The ayah concludes with an encouragement to fear Allah as the means to attaining success (falah) in both worlds.
Revelation Context
This ayah was revealed in Madinah during the period when Islamic legislation was being established for the Muslim community. It addresses a practice deeply embedded in pre-Islamic Arab commerce where creditors would multiply debts if debtors could not pay on time. The context of Surah Ali 'Imran deals with establishing Islamic principles of justice and righteous conduct among believers.
Related Hadiths
The Prophet (ﷺ) said: 'The greatest sin is to associate partners with Allah, then to disobey parents, then to bear false witness, and the sin of riba (usury).' (Reported in various hadith collections). Additionally, in Sahih Muslim, the Prophet cursed 'the one who consumes riba, the one who gives it, the one who writes it down, and the one who witnesses it,' stating they are all equal in sin.
Themes
Key Lesson
This ayah teaches believers that economic dealings must be rooted in justice and God-consciousness rather than exploitation; modern Muslims should understand that Islamic finance principles exist to protect the vulnerable and build a community based on equity rather than profit maximization at others' expense.
Related Ayahs
مَا كَانَ إِبْرَٰهِيمُ يَهُودِيًّا وَلَا نَصْرَانِيًّا وَلَـٰكِن كَانَ حَنِيفًا مُّسْلِمًا وَمَا كَانَ مِنَ ٱلْمُشْرِكِينَ
Abraham was neither a Jew nor a Christian, but he was one inclining toward truth, a Muslim [submitting to Allāh]. And he was not of the polytheists.
وَكَأَيِّن مِّن نَّبِىٍّ قَـٰتَلَ مَعَهُۥ رِبِّيُّونَ كَثِيرٌ فَمَا وَهَنُوا۟ لِمَآ أَصَابَهُمْ فِى سَبِيلِ ٱللَّهِ وَمَا ضَعُفُوا۟ وَمَا ٱسْتَكَانُوا۟ ۗ وَٱللَّهُ يُحِبُّ ٱلصَّـٰبِرِينَ
And how many a prophet [fought in battle and] with him fought many religious scholars. But they never lost assurance due to what afflicted them in the cause of Allāh, nor did they weaken or submit. And Allāh loves the steadfast.
وَلَا يَحْسَبَنَّ ٱلَّذِينَ يَبْخَلُونَ بِمَآ ءَاتَىٰهُمُ ٱللَّهُ مِن فَضْلِهِۦ هُوَ خَيْرًا لَّهُم ۖ بَلْ هُوَ شَرٌّ لَّهُمْ ۖ سَيُطَوَّقُونَ مَا بَخِلُوا۟ بِهِۦ يَوْمَ ٱلْقِيَـٰمَةِ ۗ وَلِلَّهِ مِيرَٰثُ ٱلسَّمَـٰوَٰتِ وَٱلْأَرْضِ ۗ وَٱللَّهُ بِمَا تَعْمَلُونَ خَبِيرٌ
And let not those who [greedily] withhold what Allāh has given them of His bounty ever think that it is better for them. Rather, it is worse for them. Their necks will be encircled by what they withheld on the Day of Resurrection. And to Allāh belongs the heritage of the heavens and the earth. And Allāh, of what you do, is [fully] Aware.
۞ قُلْ أَؤُنَبِّئُكُم بِخَيْرٍ مِّن ذَٰلِكُمْ ۚ لِلَّذِينَ ٱتَّقَوْا۟ عِندَ رَبِّهِمْ جَنَّـٰتٌ تَجْرِى مِن تَحْتِهَا ٱلْأَنْهَـٰرُ خَـٰلِدِينَ فِيهَا وَأَزْوَٰجٌ مُّطَهَّرَةٌ وَرِضْوَٰنٌ مِّنَ ٱللَّهِ ۗ وَٱللَّهُ بَصِيرٌۢ بِٱلْعِبَادِ
Say, "Shall I inform you of [something] better than that? For those who fear Allāh will be gardens in the presence of their Lord beneath which rivers flow, wherein they abide eternally, and purified spouses and approval from Allāh. And Allāh is Seeing [i.e., aware] of [His] servants -