وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَىٰ مَيْسَرَةٍ ۚ وَأَن تَصَدَّقُوا۟ خَيْرٌ لَّكُمْ ۖ إِن كُنتُمْ تَعْلَمُونَ 280
Translations
And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.
Transliteration
Wa-in kana dhu 'usratin fa-nadharun ila maysarah, wa-an tasdaqqū khayrun lakum in kuntum ta'lamūn
Tafsir (Explanation)
This ayah addresses the case of a debtor experiencing financial hardship, commanding creditors to grant respite until the debtor regains financial ability (ease). Ibn Kathir and Al-Qurtubi emphasize that granting such delay is obligatory as an act of justice and compassion. The ayah further encourages voluntary forgiveness of the debt as an even greater good, contingent upon understanding this wisdom—reflecting Islam's emphasis on mercy over mere legal enforcement of debts.
Revelation Context
This ayah concludes the passage on lending and usury (riba) in Surah Al-Baqarah, specifically addressing the ethical treatment of debtors facing hardship. It was revealed in Madinah during the consolidation of Islamic law regarding financial transactions, emphasizing that Islamic commerce must be tempered with mercy and social responsibility toward the vulnerable.
Related Hadiths
The Prophet (ﷺ) said: 'Whoever gives respite to one in difficulty, or remits his debt, Allah will shade him on the Day of Judgment' (reported in various collections with similar wording). Additionally, 'The best of you are those who are best to their families, and I am the best among you to my family' relates contextually to financial kindness toward dependents and creditors showing similar mercy.
Themes
Key Lesson
This ayah teaches that true Islamic economics balances contractual obligations with humanitarian compassion; believers are reminded that forgiving debts or granting respite to those in hardship is not merely permissible but spiritually superior, reflecting the Islamic principle that mercy and justice must walk hand in hand in all dealings.
Related Ayahs
وَلَتَجِدَنَّهُمْ أَحْرَصَ ٱلنَّاسِ عَلَىٰ حَيَوٰةٍ وَمِنَ ٱلَّذِينَ أَشْرَكُوا۟ ۚ يَوَدُّ أَحَدُهُمْ لَوْ يُعَمَّرُ أَلْفَ سَنَةٍ وَمَا هُوَ بِمُزَحْزِحِهِۦ مِنَ ٱلْعَذَابِ أَن يُعَمَّرَ ۗ وَٱللَّهُ بَصِيرٌۢ بِمَا يَعْمَلُونَ
And you will surely find them the most greedy of people for life - [even] more than those who associate others with Allāh. One of them wishes that he could be granted life a thousand years, but it would not remove him in the least from the [coming] punishment that he should be granted life. And Allāh is Seeing of what they do.
فَإِن لَّمْ تَفْعَلُوا۟ فَأْذَنُوا۟ بِحَرْبٍ مِّنَ ٱللَّهِ وَرَسُولِهِۦ ۖ وَإِن تُبْتُمْ فَلَكُمْ رُءُوسُ أَمْوَٰلِكُمْ لَا تَظْلِمُونَ وَلَا تُظْلَمُونَ
And if you do not, then be informed of a war [against you] from Allāh and His Messenger. But if you repent, you may have your principal - [thus] you do no wrong, nor are you wronged.
فَإِن زَلَلْتُم مِّنۢ بَعْدِ مَا جَآءَتْكُمُ ٱلْبَيِّنَـٰتُ فَٱعْلَمُوٓا۟ أَنَّ ٱللَّهَ عَزِيزٌ حَكِيمٌ
But if you slip [i.e., deviate] after clear proofs have come to you, then know that Allāh is Exalted in Might and Wise.
إِنَّ ٱلَّذِينَ كَفَرُوا۟ سَوَآءٌ عَلَيْهِمْ ءَأَنذَرْتَهُمْ أَمْ لَمْ تُنذِرْهُمْ لَا يُؤْمِنُونَ
Indeed, those who disbelieve - it is all the same for them whether you warn them or do not warn them - they will not believe.