وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَىٰ مَيْسَرَةٍ ۚ وَأَن تَصَدَّقُوا۟ خَيْرٌ لَّكُمْ ۖ إِن كُنتُمْ تَعْلَمُونَ 280
Translations
And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.
Transliteration
Wa-in kana dhu 'usratin fa-nadharun ila maysarah, wa-an tasdaqqū khayrun lakum in kuntum ta'lamūn
Tafsir (Explanation)
This ayah addresses the case of a debtor experiencing financial hardship, commanding creditors to grant respite until the debtor regains financial ability (ease). Ibn Kathir and Al-Qurtubi emphasize that granting such delay is obligatory as an act of justice and compassion. The ayah further encourages voluntary forgiveness of the debt as an even greater good, contingent upon understanding this wisdom—reflecting Islam's emphasis on mercy over mere legal enforcement of debts.
Revelation Context
This ayah concludes the passage on lending and usury (riba) in Surah Al-Baqarah, specifically addressing the ethical treatment of debtors facing hardship. It was revealed in Madinah during the consolidation of Islamic law regarding financial transactions, emphasizing that Islamic commerce must be tempered with mercy and social responsibility toward the vulnerable.
Related Hadiths
The Prophet (ﷺ) said: 'Whoever gives respite to one in difficulty, or remits his debt, Allah will shade him on the Day of Judgment' (reported in various collections with similar wording). Additionally, 'The best of you are those who are best to their families, and I am the best among you to my family' relates contextually to financial kindness toward dependents and creditors showing similar mercy.
Themes
Key Lesson
This ayah teaches that true Islamic economics balances contractual obligations with humanitarian compassion; believers are reminded that forgiving debts or granting respite to those in hardship is not merely permissible but spiritually superior, reflecting the Islamic principle that mercy and justice must walk hand in hand in all dealings.
Related Ayahs
لَيْسَ عَلَيْكُمْ جُنَاحٌ أَن تَبْتَغُوا۟ فَضْلًا مِّن رَّبِّكُمْ ۚ فَإِذَآ أَفَضْتُم مِّنْ عَرَفَـٰتٍ فَٱذْكُرُوا۟ ٱللَّهَ عِندَ ٱلْمَشْعَرِ ٱلْحَرَامِ ۖ وَٱذْكُرُوهُ كَمَا هَدَىٰكُمْ وَإِن كُنتُم مِّن قَبْلِهِۦ لَمِنَ ٱلضَّآلِّينَ
There is no blame upon you for seeking bounty from your Lord [during ḥajj]. But when you depart from ʿArafāt, remember Allāh at al-Mashʿar al-Ḥarām. And remember Him, as He has guided you, for indeed, you were before that among those astray.
وَوَصَّىٰ بِهَآ إِبْرَٰهِـۧمُ بَنِيهِ وَيَعْقُوبُ يَـٰبَنِىَّ إِنَّ ٱللَّهَ ٱصْطَفَىٰ لَكُمُ ٱلدِّينَ فَلَا تَمُوتُنَّ إِلَّا وَأَنتُم مُّسْلِمُونَ
And Abraham instructed his sons [to do the same] and [so did] Jacob, [saying], "O my sons, indeed Allāh has chosen for you this religion, so do not die except while you are Muslims."
وَبَشِّرِ ٱلَّذِينَ ءَامَنُوا۟ وَعَمِلُوا۟ ٱلصَّـٰلِحَـٰتِ أَنَّ لَهُمْ جَنَّـٰتٍ تَجْرِى مِن تَحْتِهَا ٱلْأَنْهَـٰرُ ۖ كُلَّمَا رُزِقُوا۟ مِنْهَا مِن ثَمَرَةٍ رِّزْقًا ۙ قَالُوا۟ هَـٰذَا ٱلَّذِى رُزِقْنَا مِن قَبْلُ ۖ وَأُتُوا۟ بِهِۦ مُتَشَـٰبِهًا ۖ وَلَهُمْ فِيهَآ أَزْوَٰجٌ مُّطَهَّرَةٌ ۖ وَهُمْ فِيهَا خَـٰلِدُونَ
And give good tidings to those who believe and do righteous deeds that they will have gardens [in Paradise] beneath which rivers flow. Whenever they are provided with a provision of fruit therefrom, they will say, "This is what we were provided with before." And it is given to them in likeness. And they will have therein purified spouses, and they will abide therein eternally.
كَمَآ أَرْسَلْنَا فِيكُمْ رَسُولًا مِّنكُمْ يَتْلُوا۟ عَلَيْكُمْ ءَايَـٰتِنَا وَيُزَكِّيكُمْ وَيُعَلِّمُكُمُ ٱلْكِتَـٰبَ وَٱلْحِكْمَةَ وَيُعَلِّمُكُم مَّا لَمْ تَكُونُوا۟ تَعْلَمُونَ
Just as We have sent among you a messenger from yourselves reciting to you Our verses and purifying you and teaching you the Book and wisdom and teaching you that which you did not know.