وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَىٰ مَيْسَرَةٍ ۚ وَأَن تَصَدَّقُوا۟ خَيْرٌ لَّكُمْ ۖ إِن كُنتُمْ تَعْلَمُونَ 280
Translations
And if someone is in hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you, if you only knew.
Transliteration
Wa-in kana dhu 'usratin fa-nadharun ila maysarah, wa-an tasdaqqū khayrun lakum in kuntum ta'lamūn
Tafsir (Explanation)
This ayah addresses the case of a debtor experiencing financial hardship, commanding creditors to grant respite until the debtor regains financial ability (ease). Ibn Kathir and Al-Qurtubi emphasize that granting such delay is obligatory as an act of justice and compassion. The ayah further encourages voluntary forgiveness of the debt as an even greater good, contingent upon understanding this wisdom—reflecting Islam's emphasis on mercy over mere legal enforcement of debts.
Revelation Context
This ayah concludes the passage on lending and usury (riba) in Surah Al-Baqarah, specifically addressing the ethical treatment of debtors facing hardship. It was revealed in Madinah during the consolidation of Islamic law regarding financial transactions, emphasizing that Islamic commerce must be tempered with mercy and social responsibility toward the vulnerable.
Related Hadiths
The Prophet (ﷺ) said: 'Whoever gives respite to one in difficulty, or remits his debt, Allah will shade him on the Day of Judgment' (reported in various collections with similar wording). Additionally, 'The best of you are those who are best to their families, and I am the best among you to my family' relates contextually to financial kindness toward dependents and creditors showing similar mercy.
Themes
Key Lesson
This ayah teaches that true Islamic economics balances contractual obligations with humanitarian compassion; believers are reminded that forgiving debts or granting respite to those in hardship is not merely permissible but spiritually superior, reflecting the Islamic principle that mercy and justice must walk hand in hand in all dealings.
Related Ayahs
وَٱتَّقُوا۟ يَوْمًا لَّا تَجْزِى نَفْسٌ عَن نَّفْسٍ شَيْـًٔا وَلَا يُقْبَلُ مِنْهَا عَدْلٌ وَلَا تَنفَعُهَا شَفَـٰعَةٌ وَلَا هُمْ يُنصَرُونَ
And fear a Day when no soul will suffice for another soul at all, and no compensation will be accepted from it, nor will any intercession benefit it, nor will they be aided.
وَٱقْتُلُوهُمْ حَيْثُ ثَقِفْتُمُوهُمْ وَأَخْرِجُوهُم مِّنْ حَيْثُ أَخْرَجُوكُمْ ۚ وَٱلْفِتْنَةُ أَشَدُّ مِنَ ٱلْقَتْلِ ۚ وَلَا تُقَـٰتِلُوهُمْ عِندَ ٱلْمَسْجِدِ ٱلْحَرَامِ حَتَّىٰ يُقَـٰتِلُوكُمْ فِيهِ ۖ فَإِن قَـٰتَلُوكُمْ فَٱقْتُلُوهُمْ ۗ كَذَٰلِكَ جَزَآءُ ٱلْكَـٰفِرِينَ
And kill them [in battle] wherever you overtake them and expel them from wherever they have expelled you, and fitnah is worse than killing. And do not fight them at al-Masjid al-Ḥarām until they fight you there. But if they fight you, then kill them. Such is the recompense of the disbelievers.
يَمْحَقُ ٱللَّهُ ٱلرِّبَوٰا۟ وَيُرْبِى ٱلصَّدَقَـٰتِ ۗ وَٱللَّهُ لَا يُحِبُّ كُلَّ كَفَّارٍ أَثِيمٍ
Allāh destroys interest and gives increase for charities. And Allāh does not like every sinning disbeliever.
وَظَلَّلْنَا عَلَيْكُمُ ٱلْغَمَامَ وَأَنزَلْنَا عَلَيْكُمُ ٱلْمَنَّ وَٱلسَّلْوَىٰ ۖ كُلُوا۟ مِن طَيِّبَـٰتِ مَا رَزَقْنَـٰكُمْ ۖ وَمَا ظَلَمُونَا وَلَـٰكِن كَانُوٓا۟ أَنفُسَهُمْ يَظْلِمُونَ
And We shaded you with clouds and sent down to you manna and quails, [saying], "Eat from the good things with which We have provided you." And they wronged Us not - but they were [only] wronging themselves.